Lawrence, KS · Seller Tools
Estimate of Seller Proceeds, Lawrence, KS
See what you'd actually walk away with, commission, payoff, prorated Douglas County taxes, title insurance, and Kansas closing fees itemized line by line.
Call your lender(s) to confirm current payoff balances, they include interest to the closing date. Broker commissions are not set by law and are fully negotiable, the percentages above are editable starting points, and the amounts you agree to are established in your listing agreement.
Realty Executives - Hedges Real Estate · Lawrence, KS
Estimate of Seller's Proceeds
Estimate at $350,000.00 · closing September 16, 2026
| Sale price | $350,000.00 |
| 2nd half of previous year taxes (due May 10)Closing is after May 10, assumed already paid. | ($0.00) |
| Taxes accrued this year to closing (258 days)Sellers pay current-year taxes to the closing date even though not yet billed. | ($3,556.34) |
| Termite inspection feeTypical contracts have the seller pay for termite inspection. | ($125.00) |
| Listing agency commission (2.5%)Listing company fee for marketing the home. | ($8,750.00) |
| Selling agency commission (3%)Selling company fee for bringing the buyer. | ($10,500.00) |
| Home warranty programOptional buyer peace-of-mind coverage. | ($0.00) |
| Title insurance ($195 + 0.33% of price)Guarantees clear title to the buyer, required by contract. | ($1,350.00) |
| Loan payoff feesTitle company wires or overnights your payoff to stop interest. | ($200.00) |
| Notary / mobile notary (if remote closing)For sellers signing remotely or out of town. | ($0.00) |
| Closing costs paid for buyer (if in contract)Buyers sometimes negotiate seller-paid closing costs. | ($200.00) |
| Repair costs from inspections (estimate)Repairs, radon, and termite treatment are negotiated after inspections. | ($900.00) |
| Other expensesAnything else specific to your sale, HOA transfer, cleanout, moving help, etc. | ($300.00) |
| Subtotal before mortgage payoff | $324,118.66 |
| 1st mortgage payoff (incl. interest to closing) | ($0.00) |
| 2nd mortgage payoff (incl. interest to closing) | ($0.00) |
| Estimated net proceeds due seller | $324,118.66 |
The above figures are estimates only, based upon information known or provided at this time for discussion purposes. These estimates are not a guarantee of any kind and are not to be construed as a final closing statement, the title company's closing statement will show final numbers. Broker commissions are not set by law and are fully negotiable, all compensation is established by written agreement between client and brokerage. Prepared with Realty Executives - Hedges Real Estate.
A net sheet is only as good as the price you feed it. Start with an accurate value, not a guess, then see how Bryan markets Lawrence homes on the sell your home page.
What Each Line Item Means for Lawrence Sellers
Mortgage payoff. Your actual payoff runs a little higher than your statement balance because it includes interest through the closing date. Your lender issues an exact payoff quote during escrow.
Commission.The listing side and the selling (buyer's agent) side are shown separately, just like Bryan's office estimate sheet. Broker commissions are not set by law and are fully negotiable, the percentages in this sheet are editable placeholders, and your actual compensation is established in your listing agreement. Bryan also offers customized commission structures for different situations, including investor-only marketing programs and sell-and-buy combinations, ask what fits your sale.
Prorated property taxes.Kansas taxes accrue daily and are paid in arrears, so you pay taxes from January 1 to your closing date at closing even though they aren't billed yet. And if you close on or before May 10, the second half of last year's taxes may also still be due, the sheet adds it automatically.
Owner's title insurance.By local custom the seller buys the owner's policy protecting the buyer's ownership, estimated here at $195 plus 0.33% of the price. Actual premiums follow the title company's rate schedule.
Payoff and closing fees. The title company wires or overnights your loan payoff to stop interest from accruing, and may charge a mobile notary fee, this sheet assumes $200.
Repairs and buyer credits.Repairs, radon mitigation, or termite treatment negotiated after inspections, plus any closing costs you agree to pay for the buyer in the contract's special provisions.
Seller Net Sheet FAQ, Lawrence, KS
What are typical seller closing costs in Kansas?
Beyond the mortgage payoff, Lawrence sellers pay the commission they negotiate in their listing agreement (commissions are not set by law and are fully negotiable), the owner's title insurance policy (about $195 plus 0.33% of price), property taxes accrued from January 1 to the closing date, loan payoff and closing fees, and any repairs or buyer credits negotiated in the contract. Your all-in total depends chiefly on the compensation you agree to, this sheet itemizes it for your numbers.
Who pays for title insurance in Kansas?
In Lawrence and most of Kansas, custom has the seller purchase the owner's title policy that protects the buyer, while the buyer pays for the lender's policy their mortgage company requires. It's negotiable in the contract, but seller-paid owner's title is the standard local practice this calculator assumes.
Why do I owe prorated property taxes at closing?
Douglas County bills property taxes in arrears, so at closing you credit the buyer for the portion of the year you owned the home but haven't been billed for yet. Close mid-year and you'll typically owe roughly six months of taxes, at Lawrence's effective rate of about 1.35% of value per year, that's the second-largest line item after commission for many sellers.
How accurate is this net sheet?
It's a solid planning estimate, usually within a few thousand dollars, but your actual figure depends on your exact payoff (including per-diem interest), the title company's premium schedule, your closing date, and anything negotiated in the contract like repairs or a home warranty. Bryan prepares an exact, line-by-line net sheet for every seller before listing and again with each offer.
Can I reduce my selling costs in Lawrence?
The biggest levers are commission structure and concessions. Pricing correctly from day one matters more than either, homes that sit and take price cuts net less than well-priced homes that attract competing offers. A strong list price backed by real Lawrence comps is the cheapest cost-saver there is.
Want an educated estimate for your home?
Bryan Hedges has prepared net sheets for Lawrence sellers since 1993. He'll pull real comps, price your home right, and show you a line-by-line projection before you commit to anything in 2026.
Prefer the phone?